People who have bank accounts once in a lifetime came across the term CIF number in their lives. So what is this CIF number? The term C I F stands for “Customer Information File” which contains all the personal information of the bank account owner.
The CIF is an 11 digit number that is used by banks to decode the information of their customers about the loans, Demat, and KYC, which includes identity proofs, address proof when needed.
This 11 digit code is unique per customer for their different accounts. This code cannot be changed with accounts. The number is specially coded with all the information about loans, Demat, and personal information about the customer.
It helps different banks to track the information about the customer of their different accounts in one place. This may avoid confusion and fraudulent activities that may happen while sanctioning loans.
It contains vital statistics, account balances or transaction information, and the type of account customers held to offer various product services and administrative purposes.
It provides various activities of the customer in one place. CIF number is held in electronic formal today. It can also be found on paper in various relevant documents.
CIF number can be considered the same as Aadhar card number while the Aadhar number gives unique identity, the CIF number provides banking information of the customers with a unique code.
Where can you find this CIF number?
You can easily find your CIF number at various steps in online and offline banking.
- Internet banking
- Log in to your internet banking.
- Choose the +e-statement option.
- Select the period for e-statement.
- The account summary page will display your CIF number.
- Mobile app
You can easily find your CIF number on the app of various banks.
- Cheque book
You can find your CIF number printed on the first page of your checkbook.
Similarly, the CIF number is printed on the first page of the passbook.
- Customer care
You can contact at customer care number for the information regarding your CIF number.
- Bank manager
You can also contact the branch manager of the bank for information regarding the unique code i.e. CIF number.
Is it safe to share your CIF number with anyone?
Yes, it is safe to share your CIF number with someone from the bank as the number is coded for transparent banking and avoid confusion.
There are many other pieces in banking that should be held confidential and the information should not be shared with anyone even the customer care executive.
It may include debit card number, account number, OTP (one-time-password), and the mobile number or PAN card number registered with your bank account.
CIF number is an important part of the banking system it records the trail of the customer’s account from various accounts.
Here is an example of SBI Bank that will guide the way to find your CIF number.
Don’t be worried if you are a customer of any other bank. Steps to find the CIF number is the same for all banks. There is no other place where you can find your CIF number as shown in the example of SBI Bank below:
1. Internet Banking
Log in with your internet banking account.
- Choose the particular date for E-statement
- The page will display the CIF number along with your account details.
2. Mobile App
You can find your CIF number from SBI bank mobile app.
- You can find the CIF number on the SBI checkbook itself.
- You can also find the CIF number on your SBI bank passbook.
You can call customer care service for CIF number details. You can call on 1800 11 2211, 1800
- 425 3800 and 080-26599990.
- If you can’t place your CIF number on the above-mentioned places, please contact your SBI bank branch for more inquiries.
You can find the CIF number for a different bank account in similar places as shown in the above example of SBI bank.